Legal
General Information
The information provided by this Site is for general information purposes only. While we have endeavoured to ensure that the content and material on the FAG Site is free from error, we does not warrant its accuracy, adequacy or completeness or that it is suitable for your intended use. In no event shall FAG be responsible for any loss or damage of whatever kind arising out of access to, use of, or reliance on any prices and information available through the Site or any hyperlink to any website or any information contained or accessed through the Site.
By using this Site you agree that we are not responsible for any damage or harm arising out of your use of the Site. You also agree that all warranties, conditions and representations in respect of this Site (express or implied) are excluded to the fullest extent permitted by law. None of the Site owners, directors, officers, employees or agents, or any other party involved in creating, producing or delivering the Site, is liable for any direct, incidental, consequential, indirect or punitive damages, which are excluded to fullest extent permitted by law, arising out of your access to, or use of or inability to use, the Site or arising from your reliance or non-reliance on the content available on or through the Site.
We are not making any offer to enter into any transaction or relationship with you. For full information on the products and services referred to in the Site, including relevant terms and conditions, please contact us.
Independent Advice
You should seek your own professional advice as to the suitability of any financial products and/or services referred to on the Site.
Limitation of liability
The contents of the Site may contain links to other third party sites. We are not responsible for the contents of any linked site or liable for any direct or indirect loss or damage suffered by you or any other person from accessing, using or relying on any linked site or trading with third parties. The inclusion of any link in this Site is provided as a convenience only and does not imply endorsement or verification by us of the linked site or the products and services provided there or any association with its operators.
Privacy Policy
This Privacy Policy discloses the information privacy practices for the healthinsurance.org.nz website you are currently visiting
Throughout the policy, we refer to information that can identify you as a specific individual, such as your name, phone number, email address, as "personal information." Further, personal information includes any information involving your medical history.
- We will not disclose your personal information to anyone, except those specifically involved in processing of your application such as providers and our associated brokers.
- We do not disclose your personal information to any other third parties, unless one of the following limited exceptions applies.
- If you submit an application for a quote offered by us, then we will disclose your personal information to our providers and associated brokers to process your application.
- Service Providers. We may disclose your personal information to other companies that help us process or service your application or correspond with you.
- Legal Obligations. We may disclose or report your personal information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes.
Outside of these exceptions, we will not share your personal information with any other third parties.
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